If you have become disabled due to an accident or illness and need to file for LTD benefits, you should hire an attorney as soon as possible to increase the chances of winning your case. If you are going to file through your employer as a part of group insurance, you must not do it without the help of an attorney because the laws are complex and strict at the same time. It is also a good idea to get in touch with a good firm such as The Law Office of Nancy L. Cavey that can make things easier for you.
How can an LTD attorney help you?
An attorney can do a thousand things for you, which you may not be able to do because he has practiced and worked with several clients already. Some of the benefits of hiring him are elaborated on below:
Preparing the claim file
Filling out the claim form is not an easy task. Any wrong information or error can lead to rejections. An LTD attorney goes through the form properly and ensures that every piece of information is accurate. Besides that, he will work closely with your physicians and medical officers to provide all the necessary details of your medical condition.
Contacting experts about your medical condition
LTD benefits can be divided into ‘own occupation‘ and ‘any occupation’ and based on your medical condition, these benefits can be granted. To ensure that, you fall into the right category, he can hire vocational experts to testify your condition and the requirements of your job. By obtaining their statements, he can file the claim in the rightful manner.
Representing your case in court
He will act as a representative and put forward the facts in front of the judge. He will be able to speak with the LTD office or administrator and answer the questions in the most convincing manner. This will improve your chances of winning the case because you may get anxious if you don’t have an attorney with you.
The right time to hire an attorney
People may contact an attorney when their case has been dismissed or rejected. If they hire him as soon as they become disabled, they will not waste their time. It is important to discuss with him about filing the claim when you become disabled. It can save time and effort and the victim can receive benefits when they are needed the most.
